Safe Money Advisory is written for investors or savers who wants to learn how their “just-in-case” or retirement money can earn the maximum amount of interest without being exposed to the risk of loss. What is a “good investment” for a twenty-something wage earner may not be appropriate for those nearing, or in, retirement because there is less time to make up losses and less time for the long term trends of the “market” to work. The constant stream of new saving and investment options present excellent opportunities for better return but the cautious will look before they leap. The objective of Safe Money Advisory is to keep you informed about new options that can work for you and to steer you away from those that expose you to risks you can’t afford. The author of this free monthly newsletter is Dr. Shelby Smith, a seasoned financial professional that has the education, experience and insights to help you make better saving and investment decisions.

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